E-commerce Tutorials21 September 2024

How to Add Payment Methods on Wix: A Complete 2026 Guide


Learn how to configure payment methods on your Wix online store, including Wix Payments, PayPal, credit cards, Apple Pay, and manual options.

Setting up a functional online store requires a seamless checkout experience. If you are using Wix to power your business, understanding how to configure your payment gateways is essential. This guide walks you through the entire process of adding and managing payment methods so you can start accepting customer orders with confidence.

If you haven't started your store yet, you can start your free trial with Wix and follow along with these steps. We cover how to enable credit cards, digital wallets, and third-party providers like PayPal to optimize your checkout.

Getting Started: Install the Wix Store App

Before you can configure payments, confirm that the Wix Store app is active on your site.

  1. Check your dashboard. If you chose an e-commerce template during setup, the Store app is likely already installed and you will see a "Set up payment methods" prompt on your dashboard home screen.
  2. Add it manually if needed. If the prompt isn't visible, open the site editor, navigate to My Business, then Apps, and add the Wix Stores app. Once added, the full e-commerce functionality—including payment setup—appears in your dashboard.

With the app active, click Set up payment methods to open the payment configuration screen.

Connecting Wix Payments for Credit and Debit Cards

Wix Payments is the built-in payment processor and the most straightforward option for most store owners. It supports Visa, Mastercard, American Express, UnionPay, and other major cards. The exact cards available depend on your country—Julian notes in the video that more options are accessible when your account is set to the United States.

To connect Wix Payments:

  1. Click Connect next to the credit/debit card option.
  2. Answer Wix's compliance questions—for example, whether you sell restricted items such as alcohol or CBD products.
  3. Select which payment methods you want to activate within Wix Payments. Options shown in the tutorial include credit cards, Apple Pay, Google Pay, Afterpay, Affirm, Klarna, tap-to-pay on mobile, and Wix Point of Sale.
  4. Click Continue.

Wix will then prompt you to upgrade to a paid plan if you haven't already (see the plan requirements section below).

Completing Your Wix Payments Profile

After upgrading, you complete a short verification form. You'll choose your business structure (individual, partnership, LLC, or corporation) and provide:

  • First and last name
  • Date of birth
  • Business address
  • Business description
  • Bank account details for payouts

Once submitted and confirmed, Wix Payments is active and your chosen methods—such as credit cards, Apple Pay, and Google Pay—are live at checkout.

Adding PayPal

PayPal is a separate payment provider and requires its own connection. After completing Wix Payments setup, your dashboard will prompt you to Connect PayPal.

  1. Click Connect PayPal.
  2. Enter your PayPal account email address.
  3. Click Connect—you will be redirected to PayPal to authorize the link.

Julian notes that a PayPal business account isn't strictly required, but following PayPal's own instructions during the redirect ensures the connection is set up correctly. Once connected, PayPal appears as a separate checkout option for customers.

Choosing the Right Payment Mix

It's tempting to enable every available option, but Julian recommends a practical rule of thumb: limit yourself to five or six payment methods. Offering too many choices can overwhelm customers at checkout and lead to abandoned carts.

A well-balanced default setup for most stores:

  • Credit and debit cards (via Wix Payments)
  • Apple Pay
  • Google Pay
  • PayPal

This covers the majority of customer preferences without cluttering the checkout page.

Additional and Regional Payment Options

Wix supports several additional providers that may be relevant depending on your market:

  • Klarna – A popular buy-now, pay-later solution widely used across Europe.
  • Afterpay / Affirm – Buy-now, pay-later options common in the US and Australia.
  • Alipay – Useful if you sell to customers in China.
  • Wix Point of Sale (POS) – Powered by Square, this syncs your physical store transactions with your online dashboard. Toggle it on if you have a brick-and-mortar location where customers pay in person using a card reader.
  • Manual payments – Allows you to record cash, cheque, or bank transfer payments inside your Wix dashboard. No money moves online, but the transaction appears in your analytics and inventory tracking.

For any provider you recognize and want to use, simply click it and follow the connection steps—the process mirrors the PayPal flow.

Creative professional designing a website at a modern desk

Plan Requirements: You Must Upgrade to Accept Payments

Wix does not allow payment processing on the free or Light plans. To accept payments you need at least the Core plan. Julian confirms this in the tutorial: when Wix prompts you to upgrade during setup, select Core or higher and complete the checkout. If you already have a qualifying plan, you can skip this step.

For a full breakdown of what each Wix tier includes, see the Wix Review 2026: Is It Still the Best Website Builder?.

Understanding Transaction Fees

Every payment processor charges fees per transaction. Julian looked these up and shares the following figures in the video:

Payment MethodUS Fee StructureEU Fee Structure
Credit / Debit Cards2.9% + $0.301.9% + €0.30
Apple Pay2.9% + $0.301.9% + €0.30
Google Pay2.9% + $0.301.9% + €0.30
PayPal2.9% + $0.301.9% + €0.30

As a practical example: on a $100 sale processed through PayPal in the US, you pay $3.20 in fees ($0.30 flat + $2.90 percentage). Julian notes that EU sellers pay roughly 1% less across all methods.

These fees cover multiple parties behind the scenes—Wix, Stripe, and Adyen are all involved in processing. The more volume you generate, the more these costs accumulate, so factor them into your pricing from the start.

Finalizing Your Setup Checklist

Before going live, run through these final checks:

  • Wix Store app is installed and visible in your dashboard
  • Wix Payments profile is fully completed and verified
  • Bank account details are saved for payouts
  • PayPal account is connected and authorized
  • Additional methods (Klarna, Alipay, POS) toggled on if relevant
  • Payment method count is five or fewer
  • Site is on Core plan or above

Once everything is confirmed, consider placing a small test order to verify the full checkout flow before promoting your store.

For guidance on the next configuration step after payments, see How to Set Up Taxes for Your Wix Store: A Complete Guide. If you're still building out your store structure, How to Create a Professional eCommerce Website with Wix covers the broader setup process.

Recommendation

For most store owners, the practical starting point is: connect Wix Payments (activating credit cards, Apple Pay, and Google Pay), then add PayPal as a separate provider. That combination covers the majority of customer preferences without overcomplicating checkout. Add regional options like Klarna or Alipay only if your audience genuinely uses them, and enable Wix POS only if you have a physical location.

Payment setup is one of the more straightforward parts of launching on Wix—the dashboard guides you through each step. If you haven't set up your store yet, start your free trial with Wix and work through this guide from the beginning.

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© 2026 Julian Weber · All rights reserved